For most of us, there is a goal, a direction or purpose as to why we are undertaking these acts of frugality or careful investment efforts. For some, it is an easing of mind: that things will get easier in the future, that it will enable some sort of freedom. For others, it is a big, green ‘EXIT’ sign from the rat race of their careers...

It is quite an interesting time to be alive, in many ways. As the pandemic is raging on in Europe and people are confined to their homes for the second time in 2020, I have the luxury of having a job which allows me to work from home. While I am fully aware that others are not that lucky, for me it has been quite a blessing.